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   Refinance
 
 
  Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. You may also be able to save even more if you use your refinance proceeds to pay off credit card or other installment debt, since mortgage interest is usually 100% tax-deductible, and interest on consumer debt is not.. Here are some important reasons to consider refinancing:

- Get a lower mortgage rate and reduce interest costs.
- Convert an adjustable rate mortgage to a secure, fixed-rate mortgage.
- Consolidate your first and second mortgages into a mortgage with a lower rate.
- Get cash for family wants and needs.

The advantages we offer you for your refinancing needs include:

- Low rates
- Easy online application
- All types of mortgage programs
- Guidance and advice from an experienced loan professional

Ready to refinance your current mortgage? Apply online to be pre-approved for the loan you want.

Find out if now is the right time for you to refinance your current mortgage to lower your monthly payments, pay of your mortgage faster, take cash out, or combine your first and second mortgage.

 
Documents Needed When Refinancing a Home
  1. 2 years of W2
  2. 2 most recent check stubs
  3. 2 months of bank statements
  4. Last month's mortgage statement / payment
  5. Insurance agent's name and phone / Homeowner's Insurance
 
Documents Needed When Refinancing a Home
(self employed)
  1. 2 years of business license
  2. 2 years of financials
  3. Up to 24 months bank statements (depending on lender)
  4. Copy of drivers license and social security card
 
If you have rental properties we will need lease or lease purchase contract for each home and mortgage statements for each.
 

 

 

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